Australia's independent refinance network

Australia's smarter way to refinance your home loan.

Compare trusted mortgage brokers, access exclusive lender offers and refinance with confidence.

Check my savings → How it works
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Australian Credit Licence
ASIC compliant
Secure data
30+ lenders
Australia-wide
How it works

From application to approval, simplified.

Four steps stand between you and a better rate. We handle the comparison, the paperwork and everything in between.

1

Tell us about your loan

Share your loan balance, rate and goals in a couple of minutes.

2

Compare multiple lenders

We benchmark your loan against 30+ lenders, including wholesale rates.

3

Choose the best offer

Review a clear, side-by-side comparison and pick what suits you.

4

We manage everything

From paperwork to settlement, your broker handles the process end to end.

Bright, elegant Australian home interior
$128k
Average lifetime saving on a refinanced loan
Why Refii

Refinancing, without the runaround.

✓

Save thousands

The right lender match can be worth tens of thousands over the life of your loan.

✓

One application

Apply once. We put your loan in front of the lenders most likely to say yes.

✓

No paperwork

Your broker prepares, checks and submits everything on your behalf.

✓

Independent comparison

We're not owned by a bank. Every recommendation is based on your numbers.

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Australia-wide

A vetted broker network covering every state and territory.

PERTH 8 brokers SYDNEY 14 brokers BRISBANE 13 brokers MELBOURNE 11 brokers ADELAIDE · 6
The network

Australia's independent broker network.

Every broker in the Refii network is vetted, licensed and measured on outcomes, not sales targets. That's the difference between a directory and a real network.

52+
Vetted brokers across Australia
8
States and territories covered
30+
Lenders compared per application
Our partners

Meet the brokerages behind Refii.

A small, deliberately vetted group of Australian mortgage brokerages — not a directory of everyone who signed up.

Shore Financial logo
Shore Financial
National Brokerage · Sydney, NSW
70+Lenders on panel
$17B+Loans funded
View profile →
Hunter Galloway logo
Hunter Galloway
National Brokerage · Brisbane, QLD
35+Years combined experience
2,400+Google reviews
View profile →
AXTON Finance logo
AXTON Finance
National Brokerage · Melbourne, VIC
21+Years experience
580+5-star reviews
View profile →
Discover our partners →
Savings stories

Real refinances, real numbers.

No star ratings, no quotes taken out of context — just the before and after of homeowners who switched.

House in Sydney refinanced with Refii Sydney, NSW
Loan$720,000
Monthly saving$412
Before6.48%
After5.62%
Lifetime saving$128,000
House in Melbourne refinanced with Refii Melbourne, VIC
Loan$580,000
Monthly saving$358
Before6.85%
After5.74%
Lifetime saving$96,000
House in Brisbane refinanced with Refii Brisbane, QLD
Loan$495,000
Monthly saving$329
Before7.12%
After5.89%
Lifetime saving$88,000
Why we do this
"Australians are often paying thousands more than they should, simply because they never compare what's available. We created Refii to make refinancing transparent, simple and accessible."
Tim, Founder of Refii
Learning centre

Everything you need to know about refinancing.

Straightforward guides, written for homeowners — not for search engines.

Guide

Should you refinance in 2026?

Read article →
Calculator

How much could you really save?

Read article →
Explainer

Variable vs fixed: which is right for you?

Read article →
Timing

The best time to refinance

Read article →
FAQ

Questions, answered.

Is Refii a lender?+
No. Refii is an independent comparison and brokerage network. We don't lend money ourselves — we connect you with vetted brokers who compare offers across 30+ lenders on your behalf.
How does Refii make money?+
Our partner brokers are paid a commission by the lender when a refinance settles — the same standard model used across the mortgage broking industry. You never pay Refii or your broker directly.
Is my data secure?+
Yes. Your information is encrypted, stored securely, and only ever shared with the broker matched to your enquiry. We never sell data to third parties.
How are brokers vetted before joining the network?+
Every partner holds a current Australian Credit Licence or is a credit representative under one, and is reviewed for licensing history, client outcomes and compliance before joining the Refii network.
Which areas do you cover?+
All of Australia. Our broker network spans every state and territory, from major metro areas to regional centres.
Is there a cost to compare?+
No. Comparing your loan through Refii is completely free, with no obligation to proceed.

Ready to see what you could save?

Two minutes is all it takes to find out how much your current loan could be costing you.

Check my savings →